Actually, this is my mantra.....sorry for all the quasi-complaining in my last post.
Warnings Against Folly
1 My son, if you have put up security for your neighbor, if you have struck hands in pledge for another,
2 if you have been trapped by what you said, ensnared by the words of your mouth,
3 then do this, my son, to free yourself, since you have fallen into your neighbor's hands: Go and humble yourself; press your plea with your neighbor!
4 Allow no sleep to your eyes, no slumber to your eyelids.
5 Free yourself, like a gazelle from the hand of the hunter, like a bird from the snare of the fowler.
6 Go to the ant, you sluggard; consider its ways and be wise!
7 It has no commander, no overseer or ruler,
8 yet it stores its provisions in summer and gathers its food at harvest. 9 How long will you lie there, you sluggard? When will you get up from your sleep?
10 A little sleep, a little slumber, a little folding of the hands to rest-
11 and poverty will come on you like a bandit and scarcity like an armed man.